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In the context of climate change’s spiraling impacts on insurance markets, an effort is underway to collect voluminous data from insurers to analyze risks, availability and affordability. Insurance market volatility has been an increasing issue in the West, spurred by wildfires and other climate-related disasters.
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Home insurance is becoming a more uncertain market, in large part due to climate-fueled disasters like wildfires. Some states in the West are taking steps to address the situation, like Oregon where a 2023 law requires insurers to account for home-hardening measures in their underwriting models. In California, they’re trying to take it a step further.
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Catastrophic wildfires and other disasters fueled by climate change are raising serious doubts about the future of insurance. But a former California insurance commissioner has some ideas about what could be done.
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Allstate and State Farm recently announced that they would no longer be selling homeowners insurance in California, with State Farm pointing to "rapidly growing catastrophe exposure."
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From 2022 to 2023, Colorado is seeing the second-highest increases in monthly private health insurance costs – nearly 20% – compared to the national average of less than 4%, according to an analysis by the finance website ValuePenguin. Wyoming and New Mexico also ranked in the top 5 with increases around 15%.
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October marks the first month the Wyoming Children's Health Insurance Program is run by the state’s Department of Health. Also known as Kid Care CHIP, the…
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The Wyoming Children's Health Insurance Program, also known as Kid Care CHIP, will transition from a private insurance company to the processes in place…
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Some Wyoming residents have received notices saying the state has taken away their ability to purchase a membership for air ambulance service. A…
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A few months ago, John Parker retired and moved into a salmon-colored log house on a mountain called Tungsten in unincorporated Boulder County. "Just to...
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To comply with the Affordable Care Act, Wyoming lawmakers still have to determine whether they want to provide more health insurance to people who cannot…